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What is covered by the public travel health insurance?

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The public travel health insurance covers treatment costs related to acute illness or injury arisen during your vacation or study trip abroad.

The following expenses are covered:

  • Ordinary doctor's assistance, medicine prescribed by a doctor, medical equipment and aids prescribed by a doctor
  • Furthermore, hospitalization under doctor's orders, and treatment in hospital, including surgery, is covered. Note that many countries have several classes of hospitals but that the public travel health insurance only covers ordinary class hospitals in those countries. Should you be admitted to anything other than an ordinary class hospital, the surcharge could easily amount to DKK 5,000-10,000 a day, which you will have to pay for yourself. Always contact the emergency call centre at SOS on telephone: (+45) 70 10 75 10. If you are hospitalized, you should never sign admission papers or any other documents from the admitting hospital without the prior acceptance of the SOS emergency call centre in Denmark. Be particularly careful in this regard if you are hospitalized in France, Switzerland, or Austria.
  • Transportation to the nearest suitable treatment facility.
  • Costs of phone bills, telefax, etc. resulting from contacting SOS from abroad.
  • Extraordinary costs in connection with transportation to Denmark from Greenland or the Faroe Islands in case of illness or injury - also see the section entitled particulars regarding home transportation.
  • Extraordinary costs in connection with transportation to Denmark in case of death.
  • Hotel bills if prescribed by a doctor, and where treatment that would otherwise require hospitalisation may take place on an outpatient basis, or hotel bills after discharge from hospital and until transportation to Denmark from Greenland or the Faroe Islands may be arranged.
  • Costs of catching up with a pre-planned travel itinerary, where delays have been imposed as a result of prescribed bed rest.

Particulars regarding children below the age of 16

The public travel health insurance covers expenses allowing children below the age of 16 to follow their parents or travel companions, should these be injured or taken ill. Should a child below the age of 16 be taken ill, the public travel health insurance will cover expenses allowing an adult to stay with the child for the duration of the illness.